Software, Cloud, Security. We design, build and run production systems for our clients, and we ship our own mobile and web products.
Cogito Mutual is a small, senior software company incorporated in Singapore. We work end to end: from architecture and data modelling through implementation, cloud infrastructure, and the security and operational work that keeps a system running once real users depend on it.
Most of our work is long-running engagements with a handful of clients across fintech, lending, and consumer platforms. Alongside that, we develop and publish our own applications for web and mobile.
Full-stack product development: web applications, APIs, background processing, and native mobile apps. TypeScript, PHP, Swift, and the surrounding toolchain.
Infrastructure as code, deployment pipelines, observability and cost control across AWS, Cloudflare and managed platforms.
Application security reviews, authentication and authorisation design, secrets handling, and data protection practices aligned with Singapore's PDPA.
We build and operate our own web and mobile applications. Each published application has its own support and privacy information, linked from this site once released.
Small teams, direct access to the people writing the code, and no layers in between. We take ownership of what we ship, including the parts that are unglamorous: migrations, monitoring, incident response, and documentation.
Cogito Mutual supports the Asia-Pacific Green Deal for Business, an initiative of the ESCAP Sustainable Business Network.
For product and application support, write to [email protected]. For business, partnership or press enquiries, see our contact page.